Impact of COVID-19 on the disability fund in Poland

This study addresses, for the first time, the impact of the COVID-19 pandemic on the operation of the disability fund in Poland. The study considers the impact of deaths on the number of survivor pensions and funeral allowance paid. We selected benefits which are a direct consequence of the death of the insured person and do not involve a medical assessment or subsequent steps in the insurance procedure, which allowed for a novel result, avoiding the time-gap problem. Data of four years were included in the study: 2018 and 2019 as pre-pandemic years and 2020 and 2021 as pandemic years. The research presented in this article (unexpectedly) indicates that there is no impact of the increased number of deaths on the increase in the number of survivor pensions and therefore there is no negative impact of the COVID-19 implications on the disability fund. The relationship between the total number of deaths and the number of funeral allowances is characterized by a high correlation with a positive direction.